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⭐ Top 5 eCheck Online Casinos
Most US online casinos accept ACH or eCheck payments. It’s an ideal banking method for many casino players as it lets you make trusted and secure deposits directly from your bank .
We have reviewed and listed our favorite e-check online casino apps and sites. If you want to deposit money using ACH or eChecks, check out our reviews and grab bonus codes to play casino games with exclusive welcome offers!
Looking for an American online casino that offers ACH deposits? We’ve ranked the best online casinos that accept eCheck deposits.
1. BetMGM Casino
Out of the real money online casinos, BetMGM is our favorite ACH casino, offering eCheck casino deposits and withdrawals through VIP Preferred. To use it, go to your online casino , select Cashier, and choose eCheck by clicking VIP Preferred.
BetMGM Casino offers the best overall experience: it has an excellent welcome bonus that combines a coveted no-deposit offer with a deposit match bonus, the variety of casino games outshines most competitors, and the withdrawal process is very fast.
2. Caesars Palace Online Casino
Caesars Palace Online Casino is the flagship online casino app by Caesars Entertainment. Like its top competitors, this online casino accepts echeck payments via VIP Preferred. However, the accepted payment methods can vary from state to state, so make sure to check the banking methods of your local casino before making a deposit.
Caesars Palace Online Casino operates in NJ, MI, PA, and WV. New players can claim a deposit match bonus worth up to $2,500.
3. Golden Nugget Casino
Golden Nugget is one of the echeck casinos that accept VIP Preferred instant ACH payments. The minimum deposit limit using ACH is $5, and the maximum deposit is $50,000 per transaction.
Golden Nugget online casino bonuses are also excellent. The current Golden Nugget welcome bonus is 500 free spins for a featured game and a $1,000 deposit match bonus.
4. Borgata Casino
Borgata NJ and PA online casinos accept eChecks and ACH payments. The reputable online casino brand is owned by MGM Resorts, one of the biggest entertainment brands in the US, so the payment options are essentially the same as those of BetMGM Casino.
Borgata casino bonuses are excellent: you can claim a $20 no-deposit bonus when ing a new online casino , plus get up to $1,000 in match deposit bonuses.
5. Jackpot City Casino
Last but not least on our list of the best online casinos accepting ACH payments is Jackpot City Casino. The online casino operates in New Jersey and Pennsylvania and offers ACH payments through VIP Preferred. The Jackpot City welcome bonus is a $1,000 deposit match offer.
Jackpot City online casino is a smaller operation than the other casinos on this list, and there are some areas where the casino can still improve. It has been criticized for lacking promotions, but especially the New Jersey casino has stepped up its game in recent months.
Depositing funds and cashing out using eCheck is quick and easy, especially via VIP Preferred.
⭐ How to Use eCheck at an Online Casino
Now that we’re familiar with some of the best echeck casinos in the US, let’s take a look at how you can actually deposit and withdraw with ACH.
- To get started, your casino on your preferred online casino (if you don’t have an yet). Ensure that the information you provide to the casino is correct. Make sure to your before attempting to deposit.
- Go to the cashier section to initiate a deposit or to cash out. Set the amount you’d like to deposit or withdraw, and make sure that your transaction meets the minimum deposit requirements. Casino deposits are instant, so ensure that you have the funds available in your checking .
- If the online casino uses VIP Preferred, you can use it to to your online bank to authorize the transaction. If not, then you’ll likely need to provide your routing and to complete the transaction.
- If you made a deposit, you should see the funds on your casino instantly. If you withdrew money, it’ll take up to 3 days for the funds to show in your bank . Keep in mind that the method you used to deposit is also used as your withdrawal method by default.
You can find your routing and numbers by logging into your online banking . The number is also on the echecks. If you’re confused about deposits or electronic checks in general, check your bank for further advice.
⭐ Alternative Payment Methods
While eChecks are a very common payment method on online casinos, it’s not always available. Most real money casinos accept ACH deposits and withdrawals, but if you’re in a state that only allows sweepstakes or social casinos, the echeck option is often not offered.
Luckily, you have various alternative methods to choose from. Here are some of the most common payment methods available on American online gaming sites:
| Payment Method | Minimum Deposit | Casino Withdrawals |
|---|---|---|
| Apple Pay | $10 | Yes |
| Cash App | $10 | Yes |
| Credit Card | $10 | Yes |
| Debit Card | $10 | Yes |
| eCheck | $5 | Yes |
| Google Pay | $10 | No |
| Neteller | N/A | N/A |
| PayPal | $5 | Yes |
| PayNearMe | $10 | No |
| PaySafeCard | $10 | No |
| Play+ Card | $5 | Yes |
| Skrill | $10 | Yes |
| Trustly | $5 | Yes |
| Venmo | $10 | Yes |
⭐ What Are ACH Payments & eChecks?
In our review, we use ACH and eCheck interchangeably, but what do they actually mean? Let’s examine some of the technicalities.
- ACH is short for Automated Clearing House. It is a payment processing standard in the US with strong encryption.
- ACH is a network that transfers money between bank s across the USA. It is run by Nacha (National Automated Clearing House Association).
- ACH is a network for US payments only.
- The eChecks and ACH are often used interchangeably because both are used to move funds from one bank to another.
- By avoiding the expensive card network, ACH minimizes or completely omits transfer and transaction fees.
- Apart from the low-cost advantage, they have high retention and are widely accessible to all American businesses and individuals with a bank .
⭐ Pros & Cons of eCheck Online Casino Payments
As with any casino payment methods, ACH deposits and withdrawals have their own advantages and disadvantages (although the pros far outweigh the cons). Here are some of the positives when using echecks for online casino transactions:.
- Deposit directly from your bank
- Play with online casinos without inserting your card details
- Withdraw casino winnings from online casinos directly to your bank
- High deposit limits
- Secure method offering safe transfers
The biggest advantage of ACH or eCheck is that you don’t necessarily need a debit or a credit card to deposit. It has low transaction fees and advanced security measures, plus no processing fees or other additional expenses.
There are very few cons to eCheck casinos:
- You need a bank for ACH payments
- ACH transfers are on the slower side of casino withdrawal options
- Not all online casinos offer ACH as a payment method
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⭐ Online Casinos That Accept eChecks FAQs
- What is the difference between ACH payment and an eCheck payment?
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The two are used interchangeably, they refer to the same thing. Some top casinos use ACH (Automated Clearing House), others eCheck. All you have to know is they mean exactly the same thing practically. The technical difference relates to the party that gets to keep the payment information and send the payments.
- What is an eCheck ?
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An eCheck (or electronic check) is an electronic version of a paper check used to make payments online. Anyone with a checking can use eCheck for their online payments. You can sign up for eCheck services through your bank or a payment service provider like PayPal.
- How long does ACH casino deposit take?
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The ACH deposit process varies slightly between providers. Usually, funds are verified within 24 to 48 hours of the transaction being initiated. Deposit and withdrawal processes are quick and easy, and you'll get to play your favorite casino games in no time. Note that you might have to meet wagering requirements before withdrawing winnings.
- Can an ACH payment bounce?
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Yes, it can. It's essentially the same as for paper checks - if you aren't good for the transaction, the payment will bounce. When your balance covers the transfer amount, the payment will go through.
- What are the fees for using eCheck?
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There are no additional fees for eCheck casino, which is one of the major reasons it's such a popular payment option for American players. Note that even the best eCheck casinos still have a minimum deposit requirement in the of use of the payment method.
- Are eCheck casinos safe?
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Yes, as long as you are playing on a licensed American online casino, you can trust they are safe. ACH is a secure payment method as well, so combined with a reputable casino, you're looking at a very safe gambling experience.
